“We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.”

STOCKTON

(209) 475-0499

SACRAMENTO

(916) 971-8880

STOCKTON

(209) 475-0499

SACRAMENTO

(916) 971-8880

LIFE AFTER BANKRUPTCY

The Truth About Life After Bankruptcy Well, the truth is that a whole lot probably didn’t change except for your eligible debts being gone following discharge, and a huge amount of stress being lifted off of your shoulders. Your credit will not be strong following...

SECURED VS. UNSECURED DEBT

Stockton Bankruptcy Lawyer Discusses the Difference Between Secured and Unsecured Debt When debts are piling up and creditors are hunting you down day and night, the last things on your mind are the subtle differences between the debts you owe. Many people don’t...

What if a bill collector violates the FDCPA?

The Fait Debt Collection Agency Practices Act (FDCPA) was made law by Congress in 1996 with the purpose of preventing and deterring abusive actions taken by debt collection agencies and debt collectors by offering protection against them to consumers. There are...

Common Myths Associated with Filing for Bankruptcy

1. Everyone knows once you file for Bankruptcy Because bankruptcy is a matter of public record, your name will be filed and available for search. But, because the number of bankruptcy filings is so large, unless someone is specifically tracking you the chances anyone...

What Collection Agencies Cannot Do

It is important to understand what a collection agency can and cannot do because most of theses agencies cross-the-line and at times even break the law. According to the Attorney General, the first time a collection agency contacts you, it must give its name and...