“We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.”

STOCKTON

(209) 475-0499

SACRAMENTO

(916) 971-8880

STOCKTON

(209) 475-0499

SACRAMENTO

(916) 971-8880

Addicted to Spending?

Compulsive spending is like any addiction and may require professional assistance of a bankruptcy attorney. Debtors Anonymous is a group that helps people curb excessive spending habits. If you feel you are spendaholic there are certain things you need to ask...

What to Do Right Now: Prioritize and Protect Yourself

WHICH BILLS YOU SHOULD PAY FIRST If you can’t afford to pay all your bills, you need to decide which bills you will pay. Choosing which bills to pay can make an enormous difference in your life, particularly if you would like to retain possession of things like your...

State Laws

Laws come from two places.  The first is the legislative bodies that enact statutes.   Almost every state has a statute dealing with creditor and debt collector abuse.  Although these vary from state to state, most outlaw the conduct that is forbidden under the...

Bankruptcy Judges

Bankruptcy trials have many different individuals that contribute to the process.  Although the judge acts like a referee, your bankruptcy attorney in Fair Oaks is the only one that is looking out for your best interests.  The justice system is designed to assign...

Different Kinds of Liens

There are different kinds of liens such as mortgage liens, mechanic’s liens, judicial liens, and tax liens, but they all fall under one or the other of two categories—consensual or nonconsensual.  Consensual liens are liens that you voluntarily grant to someone else. ...